Guaranteed Return Saver

Metro Finance

GBA Insurance Awards 2020 – HK Region

Outstanding Savings Product Award

Capital

Merits of Achievement in Banking and Finance 2021

Best in Insurance

A brighter future within reach

Guaranteed Return Saver provides guaranteed returns and protection to help build your wealth, so that your dream can be realized as easy as a breeze.

2-year Short Start Term

Guaranteed Returns

Worry-free protection

Get started right away with a short premium payment term of 2 years.
Prepay the premium for the second year to earn a guaranteed interest rate of 4.5% p.a. for the first year.

A guaranteed cash value of up to 111.49%* of total premiums paid will be available upon maturity.

Notes:
^*The highest Guaranteed Cash Value is 111.49% of total premiums paid, and is applicable to prepayment policies.

Death Benefit Guaranteeing Refund of Capital*
Additional Accidental Death Benefit^#

Notes:
* Option 1: 105% of total premiums paid or Guaranteed Cash Value, whichever is higher or Option 2: If the payment of the Death Benefit is deferred till policy maturity, it will be equal to the Guaranteed Cash Value upon maturity
^#Applicable if the Insured dies before age 70 due to accident. The payment is equivalent to 50% of Guaranteed Cash Value upon maturity. Maximum benefit amount of all Guaranteed Return Saver under the same Insured with the Company is limited to US$250,000 / HK$2,000,000.