The best way to care for yourself and show your love for your family is to have comprehensive medical insurance in place - because nothing is more valuable than good health.

  • Comprehensive Hospital & Surgical Plus gives you extra peace of mind, three supplementary benefits are available, including Extra Major Medical Benefit, Extra Cancer Benefit and Hospital Income Benefit.
Lifetime Coverage Till Age 100
No Claim Bonus
Worldwide Emergency Support
Extra Major Medical Benefit
Extra Cancer Benefit
Hospital Income Benefit
  • This yearly renewal plan offers a benefit term up to age 100
  • The coverage may be reviewed upon renewals1 in order to ensure adequate protection for you and to combat soaring medical costs. Renewal premium will be adjusted based on the attained age of the insured and at the premium rate in effect of the same level of benefit at the time of renewal

Notes: 
1. A written notice will be given no less than 30 days prior to each policy anniversary date regarding the adjustment of benefit coverage, premium, or non-renewal of the policy. 

  • Provided that the policy has been in force for three consecutive policy years and no claims were made under the Hospital & Surgical Plus and Extra Major Medical Benefit, you will be entitled to a No Claim Bonus discount for both benefits upon paying the renewal policy premium
  • The discount is based on a percentage of the annual premium of the preceding year up to a maximum of 15%
  • Wherever in the world you happen to be, the plan is available around the clock and it offers free "Worldwide Emergency Assistance Benefits" in the event of an emergency
  • Instant assistance, including deposit guarantees for hospital admission and emergency evacuation, will be available through Inter Partner Assistance Hong Kong Ltd. 
  • For extra peace of mind, you may also opt for the Extra Major Medical Benefit. 
  • If the actual hospital expenses2 incurred are in excess of those covered by Hospital & Surgical Plus, this supplementary benefit will pay for a maximum reimbursement of over HK$440,000.

Notes: 
2. Cancer Treatment Benefit, Renal Dialysis Benefit, Home Nursing Benefit and Post-surgery Out-patient Treatment are not included. 

  • Provides adequate financial support for cancer therapy, with a maximum reimbursement of actual expenses per cancer up to HK$2,000,0003.

Notes:
3. The followings are not included: 1) treatment undergone solely for complications and adverse effects of cancer treatment; 2) cost of surgical procedures except specifically covered; 3) room and board charges. 

  • Flexible Cash Benefit: A daily cash benefit4 of up to HK$1,200
  • Double Cash Benefit: Up to HK$2,400 per day
  • Death Benefit: Up to HK$15,0005 
  • 24-Hour Worldwide Coverage: available all around the world, please refer to the product brochure for details.

Notes: 
4 The maximum combined daily benefit from both Hospital Income Benefit and Money-Back Hospital Income Protector for the same insured person with our company is HK$1,200. And the maximum combined daily benefit from Hospital Income Benefit, Money-Back Hospital Income Protector, Lifetime Health Protector, Whole Life MediCare and Refundable Hospital Cash Plan for the same insured person with our company is HK$2,000. The Company reserves the right to make adjustments of the maximum combined daily benefit without any prior notice. 
 
5 Only applicable to the Insured age of 18 or above. 

Issue Age (At Last Birthday)
Issue Age (At Last Birthday)

Hospital & Surgical Plus / Extra Major Medical Benefit / Extra Cancer Benefit:
Age 0-70

Hospital Income Benefit:
Age 0-65

Benefit Term
Benefit Term

Hospital & Surgical Plus / Extra Major Medical Benefit / Extra Cancer Benefit:
To Age 100

Hospital Income Benefit:
To Age 75

Premium Payment Term
Premium Payment Term

Hospital & Surgical Plus / Extra Major Medical Benefit / Extra Cancer Benefit:
To Age 100

Hospital Income Benefit:
To Age 75

Talk to us now (852) 2533 5555

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