A brighter future within reach
Guaranteed Return Saver provides guaranteed returns and protection to help build your wealth, so that your dream can be realized as easy as a breeze.
- Get started right away with a short premium payment term of 2 years.
- Prepay the premium for the second year to earn a guaranteed interest rate of 4.5% p.a. for the first year.
- A guaranteed cash value of up to 118%* of total premiums paid will be available upon maturity.
* The percentage is rounded to the nearest integer. The highest Guaranteed Cash Value is 117.91% of total premiums paid, and is applicable to prepayment policies.
- Death Benefit Guaranteeing Refund of Capital*
- Additional Accidental Death Benefit#
* Option 1: 105% of total premiums paid or Guaranteed Cash Value, whichever is higher or Option 2: If the payment of the Death Benefit is deferred till policy maturity, it will be equal to the Guaranteed Cash Value upon maturity
#Applicable if the Insured dies before age 70 due to accident. The payment is equivalent to 50% of Guaranteed Cash Value upon maturity. Maximum US$250,000 / HK$2,000,000 per life.
Talk to us now (852) 2533 5555