Special Notice

In response to the latest development of the epidemic in Macau and taking into account the preventive measure and control guidelines and recommendations of the Macau government, in order to avoid crowds, our customer service center at Avenida Doutor Mario Soares No. 320, Finance and IT Center of Macau, 8 Andar A,  will be temporarily suspend from June 21 to July 1. Related external services will be suspended until further notice. If you have any enquiries, please call our customer service hotline 2832 2622 or click the following link: https://corp.yflife.com/en/Contact-Us/ to visit our company website for enquiries. Sorry for any inconvenience caused.

Coping with the permanent loss of one's earning powers is never easy

During the difficult period, Total & Permanent Disability Benefit is vital to the financial security of every wage-earner. 

Extra Cash for Disability
Extent of Cover
  • This benefit provides extended coverage with an advance on your death benefit, 20% of which will be paid six months after the commencement of disability
  • Should you suffer prolonged disability for more than 18 months, the remaining 80% of your death benefit will be advanced to you as well
  • This benefit covers the occurrence of any one of the following; in which case the benefit will be paid immediately

- Loss of sight of both eyes; 

- Loss of any two limbs; or 

- Loss of sight of one eye and one limb 

Issue Age (At Last Birthday)
Issue Age (At Last Birthday)

Age 18 - 55

Benefit Term
Benefit Term

Up to Age 65 / 10 Years

Premium Payment Term
Premium Payment Term

Same as Basic Plan / Every Year / Every 5 Years / up to Age 65 / 10 Years

Other Accident & Disability Products

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