Special Notice

In response to the latest development of the epidemic in Macau and taking into account the preventive measure and control guidelines and recommendations of the Macau government, in order to avoid crowds, our customer service center at Avenida Doutor Mario Soares No. 320, Finance and IT Center of Macau, 8 Andar A,  will be temporarily suspend from June 21 to July 1. Related external services will be suspended until further notice. If you have any enquiries, please call our customer service hotline 2832 2622 or click the following link: https://corp.yflife.com/en/Contact-Us/ to visit our company website for enquiries. Sorry for any inconvenience caused.

If you make regular premium payments, your insurance coverage will continue. But what if you become disabled and are unable to meet your payment? 

Waiver of Premium is a truly enhanced coverage which allows you to keep all the benefits intact without making future payments. 

Premium Waived While Remain Totally Disabled
Continue to Enjoy Total Peace of Mind
  • If a serious illness or injury leaves you incapable of engaging in any work for remuneration for not less than six consecutive months before age 65, the premiums will be waived as long as you remain totally disabled
  • Provide enhanced coverage allowing you to enjoy all the policy's benefits without making further payments when you are diabled and cannot make regular payments
Issue Age (At Last Birthday)
Issue Age (At Last Birthday)

Age 18 - 55

Benefit Term
Benefit Term

Up to age 65 / Same as the premium payment term for the Basic Plan

Premium Payment Term
Premium Payment Term
Up to age 65 / Same as the premium payment term for the Basic Plan

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