Special Notice

In response to the latest development of the epidemic in Macau and taking into account the preventive measure and control guidelines and recommendations of the Macau government, in order to avoid crowds, our customer service center at Avenida Doutor Mario Soares No. 320, Finance and IT Center of Macau, 8 Andar A,  will be temporarily suspend from June 21 to July 1. Related external services will be suspended until further notice. If you have any enquiries, please call our customer service hotline 2832 2622 or click the following link: https://corp.yflife.com/en/Contact-Us/ to visit our company website for enquiries. Sorry for any inconvenience caused.

Financial security always comes first

With Wealth Builder, your financial future is insured. It gives you permanent protection and lasts a lifetime, your future is secured. What’s more, this participating policy lets you share the profits of YF Life and enjoy long-term savings.

Annual Dividend plus Terminal Bonus
Various Options for Receiving the Dividends
Policy Loan Up to 90% of the Guaranteed Cash Value
A Range of Premium-Payment Term Options
  • Every year, you are entitled to an Annual Dividend
  • From the 10th policy anniversary onwards, an additional Terminal Bonus will be declared
  • Accumulate in the Company as savings
  • Cash-in for use every year 
  • Pay future premiums 
  • Convert into paid-up additions
  • Have instant access to a policy loan of up to 90% of the Guaranteed Cash Value
  • Select the most convenient premium payment term from 10 years up to age 85 
  • Premium will stay exactly the same throughout the years
Issue Age (At Last Birthday)
Issue Age (At Last Birthday)

Premium payment up to age 65:
Age 0 - 55

Age 0 - 65

Benefit Term
Benefit Term

To Age 100

Premium Payment Term
Premium Payment Term

10/20 Years OR To Age 65/85

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