When making investments, proper risk management is key to an enjoyable retirement
MY Lifetime Annuity is the solution for optimizing asset allocation, diversifying risk and accumulating wealth. Best of all, it provides guaranteed annuity income for life.






- Interest credited monthly at a compound rate
- 2.5% long-term guaranteed interest rate
- Effectively hedges the financial impact of longevity risk
- Pass on all or part of the Cash Value to your descendants
- Avoid costly trustee fees
- Lifetime annuity income for your next generations
- Greater liquidity
- Automatic periodic withdrawal option
- Flexible increase in premium
- Lifetime fixed-income annuity
- Lifetime fixed-income annuity - guaranteed refund of Cash Value
- Lifetime fixed-income annuity - guaranteed refund of 125% Cash Value
- Lifetime increasing-income annuity
- Lifetime increasing-income annuity - guaranteed refund of Cash Value
- Lifetime fixed-income annuity with 10 years guaranteed payment
- Lifetime fixed-income annuity with 15 years guaranteed payment
- Lifetime fixed-income annuity with 20 years guaranteed payment
- Lifetime fixed-income annuity - joint annuitant
- Lifetime fixed-income annuity - joint annuitant and guaranteed refund of Cash Value
- Lifetime fixed-income annuity - Critical illness double annuity and guaranteed refund of Cash Value
- Death Benefit – Guaranteeing Refund of Capital
- Terminal Illness Benefit
- Free Accident Waiver of Premium Benefit

Age 18 - 75

Whole of Life

Regular Premium:
5 to 62 years (issue age plus premium payment term ≤ Age 80)
or Single Premium

Talk to us now (853) 2832 2622