YF Life Launches Infinity Wealth Builder 2
Higher Potential Returns and Four Policy Currency Options Enjoy Up to 8% Premium Discount

March 31, 2022

Ever since its launch, Infinity Wealth Builder by YF Life Insurance International Ltd. (YF Life) has received wide acclaim from high-net-worth customers. To further cater to customers’ needs for financial planning, YF Life has announced the launch of its enhanced Infinity Wealth Builder 2, not only offering high potential returns and flexible funding options, but now with multiple currency options as well.

Ms. Jasmine Hui, Head of Product Strategy and Pricing at YF Life, said, “With the rapid pace of life, many people are busy working and at the same time working on wealth accumulation to achieve their life goals. We understand customers’ needs regarding wealth management, and in light of this, we are launching Infinity Wealth Builder 2, a mid-to-long-term participating insurance savings plan that provides wealth accumulation and a guaranteed cash value. Infinity Wealth Builder 2 is managed by a professional investment team which adopts a proactive asset-allocation strategy to effectively manage investment risk at an optimal level. This helps busy Hong Kong people to achieve higher potential returns while saving the time of doing the investment management by themselves. The plan not only provides Guaranteed Cash Value once the policy becomes effective, but also provides non-guaranteed Annual Dividend and Terminal Bonus from the designated policy anniversary onwards, which helps capital grow continuously. Furthermore, the plan offers flexible funding options that allow withdrawals of the Annual Dividend plus the option of transferring the accumulated wealth in the policy directly across generations, helping to achieve the wealth management objective of a lasting legacy of wealth.”

Infinity Wealth Builder 2 offers a choice of 4 policy currencies: US Dollar (US$), Renminbi (RMB), Hong Kong Dollar (HK$), and Macau Pataca (MOP)1. It offers a short premium payment term of two years. The maximum first day cash value can be up to 88%2 of the single premium. The plan is designed for higher potential returns with the projected total internal rate of return (IRR) being as high as 6%3. When the Annual Dividend becomes payable, customers may opt to accumulate the Annual Dividend in their policy to gear up for higher returns, or withdraw it for other uses. Customers may also exercise the Terminal Bonus Lock-in Option to convert a portion of the Terminal Bonus into Annual Dividend, so that they can either cash out or leave it to accumulate in the policy for higher returns. The benefit term of the plan lasts for the whole life of the latest insured. Customers may opt to change the insured unlimited times and provide advance instructions to nominate a contingent policy owner to grow and share the wealth across the generations. This creates a “snowball effect” of maximizing the Cash Value with no need to wait for the completion of probate. 

With the launch of Infinity Wealth Builder 2, from now until June 30, successful applicants for Infinity Wealth Builder 2 will enjoy up to 8% first-year premium discount upon prepayment of 2 years of premium in one installment4 as well as a preferential interest rate on future premium deposit of 4.5% p.a.

YF Life Insurance International Limited is a member of publicly listed Yunfeng Financial Group Limited, whose major shareholders include Yunfeng Financial Holdings Limited5 and Massachusetts Mutual Life Insurance Company5, one of the “Five Largest US Mutual Life Insurance Companies”6. Leveraging our robust financial background and solid reliability, YF Life is committed to helping customers “own the future” by providing professional and technology-enhanced one-stop risk- and wealth-management consulting services, as well as MPF services.


Notes:

1.    For policies issued in Macau only.
2.    The figure is calculated based on prepayment policies in US Dollar / Renminbi and has already reflected the premium discount.
3.    Applicable to prepayment policies. The projected total internal rate of return is non-guaranteed and has already reflected the premium discount.
4.    Subject to relevant terms and conditions.

5.    Yunfeng Financial Holdings Limited and Massachusetts Mutual Life Insurance Company have an indirect shareholding in Yunfeng Financial Group Limited.
6.    The “Five Largest US Mutual Life Insurance Companies” is ranked according to the results of “Insurance: Life, Health (Mutual)” on total revenues for 2020, and based on the FORTUNE 500 as published on June 1, 2021.

YF Life launches new enhanced Infinity Wealth Builder 2 with all-new multiple currency options to help customers achieve financial goals.

YF Life launches new enhanced Infinity Wealth Builder 2 with all-new multiple currency options to help customers achieve financial goals.

From now until June 30, successful applicants for Infinity Wealth Builder 2 will enjoy up to 8% first-year premium discount upon prepayment of 2 years of premium in one installment.

From now until June 30, successful applicants for Infinity Wealth Builder 2 will enjoy up to 8% first-year premium discount upon prepayment of 2 years of premium in one installment.

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