Special Notice

In response to the latest development of the epidemic in Macau and taking into account the preventive measure and control guidelines and recommendations of the Macau government, in order to avoid crowds, our customer service center at Avenida Doutor Mario Soares No. 320, Finance and IT Center of Macau, 8 Andar A,  will be temporarily suspend from June 21 to July 1. Related external services will be suspended until further notice. If you have any enquiries, please call our customer service hotline 2832 2622 or click the following link: https://corp.yflife.com/en/Contact-Us/ to visit our company website for enquiries. Sorry for any inconvenience caused.

Hospitalization and Surgical Benefit

YF Life offers you total peace of mind by offering a broad array of coverage reimbursing hospital expenses resulting from disability or sickness as recommended by a physician.

Basic Hospitalization Benefits include: 

  • Room and Board
  • Hospital Services Expenses
  • In-Hospital Doctor's Call
  • Surgical Benefit
  • Anaesthetist's Fee
  • Operating Theatre Fee
  • Additional Benefits for Accident
  • Post-surgery Out-patient Benefit
  • Cancer Treatment/Renal Dialysis
  • Hospital Income for Double Benefit

In addition to the above benefits items, we also provide customized benefits scheme to suit individual medical needs, offering total flexibility.


Supplementary Major Medical Benefits (SMM)

We protect you from potentially high hospital expenses. If the claim amount in the basic Hospital and Surgical Benefit exceeds the relevant benefit limit, SMM offer extra coverage, giving you absolute peace of mind.

Extended Major Medical Benefits (EMM)

As an extra protection for long period treatment, EMM starts on the 32nd day of hospital stay or when the employee has to undergo a complicated surgical operation.

Talk to us now (852) 2533 5511

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